Ursa does the research, curates relevant news and automates portfolio tasks empowering you to make stock decisions.
Download the app to get started!
Introducing Ursa A curated content experience around a personalized portfolio.
We research stocks to curate our recommended list and share digestible insights.
Customize your stocks based on your preferences. It's your portfolio, make it yours!
Learn through experience, but take comfort that we're always watching out.
Investing is a great way to grow your capital & doesn't need to be complicated.
How it Works
Match to a portfolio strategy and customize your recommended portfolio.
Take 3 minutes to open a brokerage account with Ursa.
Securely link your bank account and transfer funds. Then sit back and we'll setup your portfolio.
Stay updated with our curated research and insights. Learn to invest by actually investing!
Data Security? Like Fort Knox.
We take security very seriously. We use bank grade security with 256-bit SSL encryption and securely store sensitive data with a SOC 2 compliant third-party secure data expert.
Frequently Asked Questions
We research S&P 500 companies (large U.S. companies) to find high-quality investments we believe will outperform the market over the long-term. Some common characteristics of companies we look for include:
Significant growth opportunities
Defendable competitive advantages
Strong balance sheets
Strong leadership teams
Attractive risk/return profile
From our research, we curate our recommended stock list consisting of our top 50 picks diversified across different sectors. We'll guide you to build an equal-weighted, diversified portfolio of 20 stocks selected from our recommended portfolio.
Our minimum balance to get started is $1,000.
However, how much you should invest depends on your own financial position. The general rule of thumb is to invest 110% minus your age in stocks. So based on the rule, if you're 25 years old, 85% (110% - 25) of your net worth should be in stocks. It's up to you how much of that you'd like to invest in Ursa.
Please note Ursa only invests in equity (stocks) and does not offer a complete diversified asset portfolio that includes other assets like fixed income.
To use Ursa, you will be opening a brokerage account with our custodian DriveWealth, LLC. We are both required by law (the U.S. Patriot Act) to collect information to verify your identity. In addition, your account will have gaines/losses that require tax documents to be reported and filed with the IRS.
We securely store your SSN with bank-level security through a third-party secure data storage expert that is SOC 2 compliant. Your social security number is encrypted and never stored on our servers.
To build a portfolio, you need to fund your account from a checking or savings account. We use Plaid to securely authenticate your bank details to enable ACH deposits and withdrawals. Plaid is a market leader in financial data and works with thousands of FinTech companies to facilitate data connections with financial institutions.
We never store your bank credentials nor account numbers on our servers.
We charge a 1% annual AUM fee monthly in arrears. Essentially we charge 1% of your average Ursa account balance for brokerage, custodial, investment advisory and other related services debited from your account at the end of each month. The AUM fee does not include other charges imposed by third-party financial institutions (see Fee Schedule).
Ursa Technologies, Inc. (“Ursa Technologies”) offers a software-based portfolio management platform to inform and teach users about investing. Investment management and advisory services are provided by its wholly owned subsidiary, Ursa Financial, LLC (“Ursa Financial”), an SEC-registered investment adviser. Ursa Technologies and Ursa Financial may be collectively referred to as Ursa.
The content on this website is for informational purposes only and does not constitute a comprehensive description of Ursa Financial’s investment advisory services. Please refer to Ursa Financial’s Program Brochure for more information. Certain investments are not suitable for all investors. Before investing with Ursa Financial, please consider your investment objectives and Ursa’s fees. The rate of return on investments can vary widely over time, especially for long term investments. Investment losses are possible, including the potential loss of all amounts invested.
Past performance is no guarantee of future results. Any historical returns or expected returns are hypothetical and may not reflect actual future performance. All performance data is strictly illustrative, may represent best estimates based on available data, and may differ from actual results. Account holdings are for illustrative purposes only and should not be considered investment recommendations. All Ursa performance results are shown net of fees and include dividends and other adjustments. Investors should be aware that a loss of investment is possible.
Ursa’s results represent the daily time-weighted return of Ursa’s aggregate portfolio. These results do not reflect the actual results of individual accounts nor account for impact from movement of cash flow into or out of accounts. The performance return is calculated by comparing the daily starting aggregate balance of all accounts (ending balance from prior day plus daily deposits and less daily withdrawals) to the daily ending aggregate balance of all accounts. The daily return results are then compounded over the specific periods. For performance results, “Inception Date” is defined as 7/7/20. YTD results are measured from Inception Date through 10/31/20. Performance results were prepared by Ursa Financial and have not been reviewed or audited by an independent accountant. Performance estimates are subject to future adjustment and revision.
Results for Ursa Financial compared to the performance of our illustrative benchmark, the Standard & Poor’s 500 Index (the “S&P 500”), is for informational purposes only. Ursa’s investment program does not mirror that of the S&P 500 and the volatility may be materially different from the volatility of the S&P 500. Reference or comparison to the S&P 500 does not imply that Ursa’s portfolio will be constructed in the same way as the S&P 500 nor achieve returns, volatility, or other results similar to the S&P 500. The S&P 500 is an unmanaged, market capitalization weighted index of 500 U.S. listed, large cap common stocks chosen for market size, liquidity and industry group representation to represent the overall U.S. equity performance. S&P 500 results include the reinvestment of dividends and do not reflect transaction costs. Additional information including the calculation methodology will be provided upon request.